Use the displayed menu
Restaurants and bars must provide a price list at the entrance and inside. Listed prices are totals including taxes and charges. If a daily special has no clear price, ask before ordering.
Money guide
A quick, calm routine for restaurant bills, market fruit, card terminals and cash machines in Madeira.
Pause before the order or payment is final.
Restaurants and markets
Portugal has firm price-display rules. Use them before you order, when the conversation is easiest.
Restaurants and bars must provide a price list at the entrance and inside. Listed prices are totals including taxes and charges. If a daily special has no clear price, ask before ordering.
For fish, fruit or another item sold by weight, ask for the price per kilogram and the approximate weight or total. Loose retail goods sold by weight must display a unit price.
Bread, butter, olives and other pre-meal items are not necessarily complimentary and belong on the price list. An item that was neither requested nor consumed or made unusable must not be charged. If you do not want it, decline it and leave it untouched.
For a tasting or set experience, confirm the number of people, samples, food, transport and optional extras included in the quoted total.
When the menu and bill do not match
A different language, layout or price is not proof of deliberate tourist targeting. Compare the price list at the entrance, the menu used for the order and the final invoice. If they disagree, stop and ask which listed price applies. Keep a photo and receipt if the answer does not resolve it.
Useful Portuguese
Ask about one item, show the menu and allow a quiet correction. If it remains unresolved, ask for the person in charge. A short factual question is enough.
Cards and cash
Madeira uses euros. A currency conversion and an ATM withdrawal can contain separate costs.
Choosing EUR declines dynamic currency conversion and leaves any conversion to your card provider. The home-currency option must show its exchange-rate markup and charges before you accept it. EUR is often the clearer comparison, but it is not a guarantee of a fee-free payment: your own card may charge foreign-exchange or international-use fees.
There can be three costs: an ATM operator fee, a dynamic-currency-conversion markup, and fees from your own bank or card. Read each screen, decline conversion if you prefer EUR, and cancel the withdrawal if the disclosed operator fee is too high for you.
Check your card’s foreign-exchange, international-use, cash-withdrawal and credit-card cash-advance terms.
Look for the amount in EUR, any fixed ATM fee, the home-currency total and the percentage markup. Take a screen photo only if it is safe and permitted.
If the total is wrong
Portuguese businesses must issue an invoice for each sale or service. Use it to compare the item, quantity and price with the menu or display.
Quick answers
Do not assume so. Check the couvert price. Decline it promptly and leave it untouched if you do not want it.
Ask for the unit price, expected weight and approximate total before the kitchen prepares it.
Read the €/kg sign, watch the weight on the scale and compare the calculated total.
EUR avoids the terminal’s DCC offer. Compare it with your own card terms; your bank may still charge fees.
No. Cross-border equality rules do not erase a domestic fee, an ATM operator fee or other applicable card charges.
No extra charge may be added just for paying by card in Portugal. Ask for it to be removed.
Ask for the invoice and complaints book, record the facts calmly, and retain your evidence for the relevant consumer body.
Rules and complaint routes used for this guide. Recheck bank and card terms with your own provider.